Group Travel Insurance
Going away with your favourite people? Whether it’s a milestone celebration, a long-overdue trip with friends, or something else entirely, group holidays are made for memory-making. Here at Lighthouse, our smart compared† Group Travel Insurance for Single Trip and Annual Multi Trip policies help you focus on the fun while we take care of the cover.
Our Group Travel Insurance includes important benefits like medical emergency cover, trip cancellation, and lost or delayed baggage, so everyone in your group can travel with confidence. You can add your whole group to either a Single Trip or Annual Multi Trip policy – making planning and protecting your getaway simple and hassle-free.
Why Choose Group Travel Insurance?
Group holidays are about sharing experiences — not stressing over paperwork. With our group travel insurance policies, you can protect your entire group under one policy, saving time, effort, and potentially money compared to arranging separate plans.
Whether you’re exploring Europe or heading further afield, you’ll have flexible options to suit your itinerary. And because we understand that medical needs can vary, our cover is designed to offer reassurance and support to every member of your group.
Simple to Arrange – One group travel insurance policy for your whole group.
Flexible Options – Single Trip or Annual Multi Trip policies available.
Support for Medical Conditions – We assess disclosed conditions so you can travel with peace of mind.
Cover for Separate Travel – Group members don’t have to stay together to be protected.
What Cover Do Our Policies Offer for Group Travel?
Our policies are built for groups of friends, families, or travel companions heading off together, offering flexible choices and essential protection.
Here’s what’s included:
- Cancellation Cover: Up to £10,000 per insured traveller (depending on the cover level chosen) if your trip is cancelled or cut short due to specific unforeseen events. Cover starts from the date you buy your Single Trip policy or the start date of your Annual Multi Trip policy.
- Trip Length Flexibility: Cover from 1day to 18 months, is available. Limits may vary depending on your age, destination or medical condition— full details confirmed when you get a quote.
- Emergency Medical Cover: Up to £10 million for emergency medical care while abroad, if medically necessary.
- All medical conditions considered: We consider cover for over 11,000 medical conditions, including cancers, respiratory and heart conditions
- Cover That Fits Your Budget: Our quote system will only present you with quotes that meet your needs, so you can choose a policy which best suits you
- Activities Included as Standard: We cover over 100 leisure sports and activities
- Holiday Protection: Includes cover for lost, stolen or delayed baggage, cancellation, and lost money—for added peace of mind while you’re away.
- Air Doctor Connect: Free access to Air Doctor Connect, is available, connecting you to over 20,000 doctors in 78 countries. plus, if you use Air Doctor for outpatient treatment, we’ll waive your excess and any prescriptions you pay for you can claim back when home!
Full terms, conditions and exclusions apply. Please review your policy documents carefully to ensure the cover meets your needs and circumstances. The policy wording is available to you at quote and purchase stage.
For further group travel insurance advice, please click here.
Tips for Booking a Group Trip
- Nominate a Group Leader (or Two!) – Having one or two organisers helps keep things on track without overwhelming any one person.
- Set a Budget Early – Agreeing a budget upfront avoids surprises later. Remember to include extras like travel insurance, meals, and activities.
- Choose Dates That Suit Most –You won’t find a perfect time for everyone — focus on the dates that work for the majority.
- Book Flexible Accommodation – Look for options with free cancellation or flexible terms — and consider group-friendly stays like apartments or villas.
- Ask About Group Discounts – Many providers offer group rates — even if it’s not advertised, it’s worth asking.
- Share Key Details – Create a shared document or group chat with flight info, accommodation addresses, and emergency contacts.
- Leave Some Free Time – Don’t overpack the schedule. Allow space for relaxing or spontaneous exploring.
- Arrange Group Travel Insurance – A group policy like the ones available through our smart compared brands† means only one premium, one policy, and peace of mind for the whole group — including cover for medical conditions or adventurous activities.
Travel Suggestions For Group Trips
Reykjavik, the capital of Iceland, is a vibrant city known for its unique mix of modern culture, history, and natural beauty. Groups can start their adventure with the famous Golden Circle route, which includes stunning sites like the Geysir geothermal area, the beautiful Gullfoss waterfall, and Thingvellir National Park, where you can walk between the North American and Eurasian tectonic plates.
For a truly unforgettable experience, take a group dip in the Blue Lagoon, a geothermal spa known for its healing waters. Reykjavik is perfect for groups looking for a mix of natural wonders, history, and a vibrant, yet laid-back atmosphere.
Split, located on the stunning Dalmatian coast, is an ideal destination for a group seeking a blend of ancient history, vibrant culture, and Mediterranean beauty. The heart of the city is the UNESCO World Heritage-listed Diocletian’s Palace, where you can wander through its ancient streets, explore the Roman ruins, and relax in charming cafés and shops.
For a group outing, head to the beautiful nearby islands such as Hvar or Brač, where you can enjoy beach days, boat tours, and leisurely meals by the sea. Whether you’re exploring historical sites, enjoying the coastal beauty, or relaxing on a boat trip, Split is perfect for groups looking to unwind and explore together.
Kraków is a welcoming and affordable city that offers a great mix of history, food, and memorable group experiences. Explore the medieval Old Town together, starting with the Main Market Square – one of the largest in Europe – where you can enjoy street performances. A visit to Wawel Castle gives your group a look into Poland’s royal past, while a peaceful stroll along the Vistula River is perfect for winding down.
Kraków also offers thought-provoking day trips, such as to the Wieliczka Salt Mine or Auschwitz-Birkenau, both of which can be done with experienced guides. Kraków is a city that balances reflection and fun — a great match for groups travelling with purpose.