Couples Travel Insurance
Whether you are travelling to and exotic beach, planning a city break to celebrate an anniversary, or just treating yourselves to a well-earned escape, we are here to help make your trip as relaxing and memorable as possible.
We can offer cover for from ages 18 to 100+ and for trip durations of 1 day to 18 months*, and we can save you money too, if you buy a couples travel insurance policy**, rather than two single policies.
Our single trip and annual multi trip couples travel insurance policies are designed with you in mind, giving you the confidence to travel easily and securely. With cover for medical emergencies, trip cancellations, lost luggage, and more, you can focus on creating treasured memories together—knowing you’re supported every step of the way.
Why Choose Couples Travel Insurance?
A romantic holiday should be about sharing special moments—not worrying about what might go wrong. With our smart compared† Couples Travel Insurance, you can both be covered under one policy, making things easier and more reassuring from the start.
One or both of you living with a medical condition? We can help there too, travelling with a medical condition can bring extra complications when planning a holiday, but we have simplified the travel insurance aspect. At Lighthouse, we know the reality of a medical condition can vary from person to person. Therefore, we don’t assume that everyone with the same medical condition is the same risk, instead, we ask for information on your medical history and what medication you take.
We will consider cover for all medical conditions, even life limiting and complex medical conditions. So sit back, enjoy each other’s company, and let us take care of the rest.
*Depending on your age and destination chosen
** You must be living as a couple for more than 6 months to qualify for a couples travel insurance discount
What Cover Do Our Policies Offer For Couples Travel?
Our Single Trip and Annual Multi Trip policies provide ideal protection for couples travelling together. Key benefits include:
- Cancellation Cover: Up to £10,000 per insured traveller (depending on the cover level chosen) if your trip is cancelled or cut short due to specific unforeseen events. Cover starts from the date you buy your Single Trip policy or the start date of your Annual Multi Trip policy.
- Trip Length Flexibility: Cover from 1day to 18 months, is available. Limits may vary depending on your age, destination or medical condition— full details confirmed when you get a quote.
- Emergency Medical Cover: Up to £10 million for emergency medical care while abroad, if medically necessary.
- All medical conditions considered: We consider cover for over 11,000 medical conditions, including cancers, respiratory and heart conditions
- Cover That Fits Your Budget: Our quote system will only present you with quotes that meet your needs, so you can choose a policy which best suits you
- Activities Included as Standard: We cover over 100 leisure sports and activities
- Holiday Protection: Includes cover for lost, stolen or delayed baggage, cancellation, and lost money—for added peace of mind while you’re away.
- Air Doctor Connect: Free access to Air Doctor Connect, is available, connecting you to over 20,000 doctors in 78 countries. plus, if you use Air Doctor for outpatient treatment, we’ll waive your excess and any prescriptions you pay for you can claim back when home!
Full terms, conditions and exclusions apply. Please review your policy documents carefully to ensure the cover meets your needs and circumstances. The policy wording is available to you at quote and purchase stage.
For additional travel advice, please click here.
Travel Suggestions For Couples
Rovinj is a hidden gem on the Istrian coast, full of charm, sunshine, and calm waters. Think Italian-style romance without the crowds. It’s great for leisurely strolls, historic sights, and peaceful sea views.
What to do:
- Explore the cobbled old town and its pastel-coloured buildings
- Dine by the waterfront with fresh seafood and local wine
- Take a short boat trip around the nearby islands
- Visit the Church of St. Euphemia for panoramic views (a small tourist train is available if walking’s a challenge)
Romantic highlight:
A sunset dinner overlooking the Adriatic Sea, with live music echoing through the old town’s alleys.
For couples who love peace and nature, the Stockholm Archipelago offers over 30,000 islands—many with quiet villages, cosy cabins, and calm coastal beauty. It’s great for a slow-paced trip with an easy blend of city and countryside.
What to do:
- Enjoy a gentle boat tour through the islands
- Visit Vaxholm for charming cafés, art galleries, and boutique shops
- Explore open-air museums like Skansen at your own pace
- Stay in a seaside inn and watch boats drift by
Romantic highlight:
Waking up to the sound of waves in a traditional red wooden cottage with your partner and a cup of coffee on the deck.
Seville offers sunshine, rich culture, and a truly romantic atmosphere. It’s perfect for couples who enjoy a warm climate, delicious food, and stunning architecture. It’s also walkable, with many easy-access routes and plenty of shaded cafés.
What to do:
- Watch a flamenco performance in a traditional courtyard
- Take a horse-drawn carriage ride through the city
- Visit the Alcázar Palace and its peaceful gardens
- Relax along the river with a gentle cruise or riverside tapas
Romantic highlight:
An evening stroll through the orange-scented streets of Barrio Santa Cruz, ending with dessert and live guitar music.