When cancer has taken up so much of your time, attention and energy, planning a holiday can be a welcome change of focus.
You might be thinking about returning to a favourite place, visiting family abroad or finally booking somewhere you put on hold during treatment. But even when your cancer is in remission, it is understandable to have questions about travel insurance and what information you still need to provide.
At Lighthouse Travel Insurance, we help people who have had cancer find travel insurance that takes their medical history and current health into account.
Being in remission does not mean your previous diagnosis is ignored when you arrange cover. But it also does not mean travel is off the table. For many people, travelling remains very much part of life after cancer.
Can I get travel insurance while my cancer is in remission?
Travel insurance should be available if your cancer is in remission.
When you get a quote, you will complete a medical screening. We may ask about your diagnosis, when you were treated, any medication you still take, follow-up care and your health now.
The answers help us assess the cover available to you.
Someone who finished treatment several years ago may be asked different questions from someone who has only recently completed treatment or still takes medication. You do not need to decide beforehand which parts of your medical history matter. The screening process will take you through the information we need.
Do I need to declare cancer if I am in remission?
You may still need to tell us about your cancer when answering the medical screening questions, even if treatment has finished.
Being in remission does not automatically mean a previous diagnosis no longer needs to be declared.
Answer the questions as accurately as you can, including any questions about:
- Your previous cancer diagnosis
- Treatment you have received
- Medication you currently take
- Follow-up appointments, scans or tests
- Other medical conditions
If you are unsure about something, it is better to ask us than leave information out.
Travelling in remission after cancer treatment
Your first few trips after treatment might feel different from the way you travelled before.
You might have exactly the same energy as before, or you might prefer a quieter first few days, shorter journeys or a little more room in your plans. There is no need to compare your recovery with anybody else’s.
A few practical things can make travelling easier:
- Check in with your healthcare team. This can be particularly useful if treatment finished recently or you still have side effects.
- Plan around follow-up care. Make sure scans, blood tests or hospital appointments do not clash with your trip.
- Take enough medication. Bring enough for your holiday and some extra where appropriate in case your journey home is delayed.
- Check vaccination advice. Previous cancer treatment can affect which vaccinations are suitable, so ask your healthcare team or a travel health professional if you are unsure.
- Leave some breathing room in your plans. You do not have to fill every day simply because you are away.
- Keep useful numbers with you. Save your insurer’s emergency assistance details and know how you would access medical help at your destination.
The aim is not to make cancer part of every holiday decision. It is to deal with the practical things before you leave, so they can take up less space once you are away.
What happens if my health changes before my holiday?
If your health changes after you buy your travel insurance, contact us before you travel.
This could include starting new treatment, being prescribed different medication, receiving another diagnosis or experiencing a change in an existing medical condition.
We can tell you whether the change needs to be reassessed and whether it affects your cover.
Why Choose Lighthouse Travel Insurance?
Our policies can offer:
- Up to £10 million emergency medical expenses.
- Up to £10,000 cancellation cover, based on the trip cost per person declared.
- Up to £5,000 cover for your personal belongings, depending on the policy selected.
- 24/7 access to an Emergency Medical Assistance team.
- Cover for UK, European and Worldwide trips, provided you are not travelling against the Foreign, Commonwealth & Development Office’s (FCDO) travel advice.
- Access to Air Doctor Connect is available on numerous policies, allowing you to connect with over 20,000 doctors in 78 countries. Where non-urgent outpatient treatment is provided through Air Doctor Connect, your policy excess is waived, and you may claim back the cost of prescribed medication when you return home.
Please Note: Any amounts listed above are per insured person on the policy. Cover limits, benefits and exclusions vary between policies. Full details can be found in your policy wording, available in your Customer Area