Why Choose Lighthouse? We know travel insurance isn’t the most exciting part of planning a trip—but we’re here to make it easy and stress-free.
Our flexible policies are built with your needs in mind, especially if you’re travelling with medical conditions, be it a something mild, or a complex life limiting condition. While we can’t guarantee cover, we do consider cover for all medical conditions and do our best to help you find the right policy—whether you’re booking a cruise, a once-in-a-lifetime getaway or a quick city break.
Why Choose Lighthouse?
- Cancellation Cover: Up to £10,000 per insured traveller (depending on the cover level chosen) if your trip is cancelled or cut short due to specific unforeseen events. Cover starts from the date you buy your Single Trip policy or the start date of your Annual Multi Trip policy.
- Trip Length Flexibility: Cover from 1day to 18 months, is available. Limits may vary depending on your age, destination* or medical condition— full details confirmed when you get a quote.
- Emergency Medical Cover: Up to £10 million for emergency medical care while abroad, if medically necessary.
- All medical conditions considered: We consider cover for over 11,000 medical conditions, including cancers, respiratory and heart conditions
- Cover That Fits Your Budget: Our quote system will only present you with quotes that meet your needs, so you can choose a policy which best suits you
- Activities Included as Standard: We cover over 100 leisure sports and activities
- Holiday Protection: Includes cover for lost, stolen or delayed baggage, cancellation, and lost money—for added peace of mind while you’re away.
- Air Doctor Connect: Free access to Air Doctor Connect, is available, connecting you to over 20,000 doctors in 78 countries. plus, if you use Air Doctor for outpatient treatment, we’ll waive your excess and any prescriptions you pay for you can claim back when home!
Full terms, conditions and exclusions apply. Please review your policy documents carefully to ensure the cover meets your needs and circumstances. The policy wording is available to you at quote and purchase stage.
*Provided you are not travelling against the advice of the Foreign, Commonwealth and Development Office (FCDO) advice.