Seniors Travel Insurance
Planning a cruise, ticking off a wish-list destination, or taking time to explore the world? Lighthouse Travel Insurance is here to help you travel with confidence.
Our cover is designed with older travellers in mind, offering protection for unexpected events like medical emergencies, trip cancellations, and lost luggage — so you can relax and enjoy every moment, stress-free.
Why Choose Seniors Travel Insurance?
With the experience of years of travel knowhow, you know how valuable the right travel cover is. That’s why we offer travel insurance tailored to older travellers — including cover for a wide range of medical conditions, from mild conditions through to those that are complex or life limiting.
Whether it’s a one-off holiday or multiple trips throughout the year, our senior travel insurance policies help you travel with greater confidence and fewer worries.
get a quote online or if you prefer, speak to our friendly team who can run through a quote with you over the phone.
What Cover Do Our Policies Offer for Seniors?
Our Single Trip and Annual Multi Trip policies for seniors travel insurance offer flexible options for individuals, couples, or groups travelling across the UK, Europe, or worldwide.
Here’s what’s included:
- Cancellation Cover: Up to £10,000 per insured traveller (depending on the cover level chosen) if your trip is cancelled or cut short due to specific unforeseen events. Cover starts from the date you buy your Single Trip policy or the start date of your Annual Multi Trip policy.
- Trip Length Flexibility: Cover from 1day to 18 months, is available. Limits may vary depending on your age, destination or medical condition— full details confirmed when you get a quote.
- Emergency Medical Cover: Up to £10 million for emergency medical care while abroad, if medically necessary.
- All medical conditions considered: We consider cover for over 11,000 medical conditions, including cancers, respiratory and heart conditions
- Cover That Fits Your Budget: Our quote system will only present you with quotes that meet your needs, so you can choose a policy which best suits you
- Activities Included as Standard: We cover over 100 leisure sports and activities
- Holiday Protection: Includes cover for lost, stolen or delayed baggage, cancellation, and lost money—for added peace of mind while you’re away.
- Air Doctor Connect: Free access to Air Doctor Connect, is available, connecting you to over 20,000 doctors in 78 countries. plus, if you use Air Doctor for outpatient treatment, we’ll waive your excess and any prescriptions you pay for you can claim back when home!
Full terms, conditions and exclusions apply. Please review your policy documents carefully to ensure the cover meets your needs and circumstances. The policy wording is available to you at quote and purchase stage.
Tips for Booking Seniors Travel Insurance
Start your cover early – Buy your seniors travel insurance as soon as you have booked your trip. That way, you will be covered straight away for cancellation or unexpected changes before your journey even begins. Cover starts immediately for cancellations when you buy Single Trip insurance, or from your chosen start date for Annual Multi Trip.
Be open about your health – declare any medical conditions during the quote process, including any condition you take prescribed medication for, any recent changes or new diagnoses. This helps us provide cover that fits your needs and avoids potential issues should you need to make a claim in relation to your medical condition.
Consider an Annual Multi Trip policy – Planning a couple of holiday this year? An Annual Multi Trip policy can be a cost-effective and convenient option, saving you from arranging separate cover each time you travel.
Take your documents with you – Keep a copy of your policy number, emergency contact details, and medical declaration with you. Having these on hand can save valuable time in an emergency.
Look at what’s included and what is not included – Not all travel insurance is the same. Check what’s covered in the event of cancellation, medical emergencies, baggage, and travel delays and make sure it suits your plans.
If you have any questions around seniors travel insurance, feel free to contact us.
Travel Suggestions For Seniors
Budapest is a perfect blend of history, culture, and relaxation. Begin by exploring the iconic Chain Bridge and take a leisurely stroll along the Danube River, offering stunning views of the city’s historic landmarks. A visit to Buda Castle offers breathtaking panoramic views, and the funicular ride to the top is an enjoyable experience without much effort.
For those looking to relax, Budapest’s thermal baths are famous for their healing properties, where you can unwind in the warm, mineral-rich waters. Budapest offers seniors a wonderful mix of culture, history, and relaxation, perfect for a laid-back yet enriching getaway.
Porto is a picturesque city in northern Portugal, known for its scenic beauty, historic charm, and world-renowned port wine. Start with a leisurely walk along the Ribeira district, a UNESCO World Heritage site, with cobbled streets and colourful buildings. You can take a gentle river cruise along the Douro River to see the city from a different perspective.
For wine lovers, Porto is a must-visit destination. Take a guided tour of the city’s famous wine cellars, where you can learn about the port wine-making process and enjoy tastings. Porto’s charm, coupled with its calm pace, makes it an excellent choice for a senior-friendly holiday.
Lake Como offers the ultimate tranquil escape with stunning lakeside views, charming towns, and easy-going adventures. Start your visit by taking a scenic boat ride across the lake, where you can admire the beautiful villas and lush gardens dotting the shoreline. A stop in the town of Bellagio is a must for its cobblestone streets and serene lakeside cafes.
For a gentle walk, explore the quaint village of Varenna, and if you’re interested in history, visit the historic Castello di Vezio, offering impressive views of the lake and surrounding mountains.
Lake Como’s peaceful vibe and scenic beauty make it an idyllic destination for seniors looking to relax, explore at their own pace, and enjoy Italy’s natural beauty.