Family Travel Insurance
Whether you’re heading off on a long-awaited family break, a special reunion, or your annual summer holiday, our Family Travel Insurance is designed to support you throughout your journey — so you can focus on enjoying time together. Our Family Travel Insurance is tailored to fit both your needs and budget.
At Lighthouse, we understand that travelling with loved ones can feel even more important when a family member has a medical condition. That’s why our policies take these needs into account and provide the flexibility and reassurance you deserve. We will consider cover for all medical conditions, from the very mild through to the complex and life limiting conditions.
Our Single Trip and Annual Multi Trip policies offer cover for medical emergencies, cancellations, delays, and lost belongings — all under one straightforward plan. By adding the whole family to a single family travel insurance policy, managing your insurance becomes easier and more efficient.
For full details of your policy cover, including exclusions, please review you’re the policy documents, which are provided at both quote and purchase stage.
Why Choose Family Travel Insurance?
Family time should be about making memories — not worrying about unexpected situations. With our smart compared brands†, you can choose from different levels of cover to suit your plans and budget, whether it’s a one-off trip of a lifetime or several holidays throughout the year.
Tailored for families – Our family travel insurance policies are designed for families of all types and sizes, including those with young children, older relatives and family members with existing medical conditions.
Flexible options – Choose between Single Trip or Annual Multi Trip policies, with additional cover options available for specific needs or activities.
Confidence to travel – Our plans help you travel knowing that key risks are covered, and each family member is protected individually.
Travel plans don’t always go as expected — but with Lighthouse and our smart compared brands†, you’ll have reliable support when you need it most.
What Cover Do Our Policies Offer?
Our policies for families, groups, and couples include:
- Cancellation Cover: Up to £10,000 per insured traveller (depending on the cover level chosen) if your trip is cancelled or cut short due to specific unforeseen events. Cover starts from the date you buy your Single Trip policy or the start date of your Annual Multi Trip policy.
- Trip Length Flexibility: Cover from 1day to 18 months, is available. Limits may vary depending on your age, destination or medical condition— full details confirmed when you get a quote.
- Emergency Medical Cover: Up to £10 million for emergency medical care while abroad, if medically necessary.
- All medical conditions considered: We consider cover for over 11,000 medical conditions, including cancers, respiratory and heart conditions
- Cover That Fits Your Budget: Our quote system will only present you with quotes that meet your needs, so you can choose a policy which best suits you
- Activities Included as Standard: We cover over 100 leisure sports and activities
- Holiday Protection: Includes cover for lost, stolen or delayed baggage, cancellation, and lost money—for added peace of mind while you’re away.
- Air Doctor Connect: Free access to Air Doctor Connect, is available, connecting you to over 20,000 doctors in 78 countries. plus, if you use Air Doctor for outpatient treatment, we’ll waive your excess and any prescriptions you pay for you can claim back when home!
Full terms, conditions and exclusions apply. Please review your policy documents carefully to ensure the cover meets your needs and circumstances. The policy wording is available to you at quote and purchase stage.
Travel Suggestions For Families
The Netherlands is flat, friendly, and fantastically family-oriented. It’s easy to get around, the locals are welcoming, and there’s something for everyone—whether you’re into history, nature, or quirky adventures.
Perfect for families because:
- The public transport system is excellent and easy to navigate
- Amsterdam offers canal cruises, science museums, and bike-friendly paths
- Cities like Utrecht and Haarlem are less crowded but just as charming
- Many attractions are wheelchair- and pushchair-accessible
- There’s a slower pace of life, ideal for older family members
Family highlight:
A visit to the interactive NEMO Science Museum followed by pancakes on a canal-side terrace.
Austria is clean, safe, and incredibly scenic. From charming Alpine towns to imperial cities like Vienna, it’s a great spot for families who enjoy culture, outdoor beauty, and delicious food.
Perfect for families because:
- Lakes and mountain regions offer gentle walks, boat rides, and cable cars
- Vienna is full of family-friendly museums, music, and history
- Great healthcare and infrastructure provides peace of mind
- Trains are efficient and scenic—ideal for avoiding stressful road travel
Family highlight:
A scenic train ride through the Alps followed by a picnic by a crystal-clear lake.
Poland is rich in history, surprisingly affordable, and full of family-friendly sights. It’s a great choice if you’re looking for cultural depth, cosy cities, and welcoming hospitality.
Perfect for families because:
- Cities like Kraków and Gdańsk are compact, walkable, and full of charm
- Castles, salt mines, and open-air museums keep kids and adults interested
- Plenty of green spaces and slower-paced towns for relaxing
- Healthcare and services are well-developed in major areas
Family highlight:
Exploring the underground world of the Wieliczka Salt Mine (accessible tours available), followed by pierogi at a local family-run café.