The Money Helper Directory
We understand how important it is to have appropriate travel insurance cover when you’re travelling, particularly if you have existing medical conditions.
At Lighthouse, we can consider cover for hundreds of different medical conditions and aim to offer suitable travel insurance for a wide range of customers.
If we’re unable to offer you cover, your policy includes an exclusion relating to a declared medical condition following the underwriting assessment, or the additional premium relating to your declared medical condition is £200 or more, we’ll direct you to the MoneyHelper Travel Insurance Directory — a free, independent service provided by the Government’s Money and Pensions Service (MaPS).
By phone: Call 0370 950 1790 (Monday to Friday, 9:00am to 5:30pm)
Online: Visit the MoneyHelper Travel Insurance Directory.
If you need any help accessing the directory or require additional support, please contact our team — we’re here to help.

Can Lighthouse provide cover for my medical conditions?
Our online quote system will guide you through declaring your medical conditions. In most cases, you’ll receive an instant quote decision confirming whether we’re able to offer cover.
If you’d prefer to speak to someone or need additional support, our team will be happy to help. Simply request a quote or contact us directly.
What happens if Lighthouse can’t offer me cover?
If we’re unable to offer you cover, your policy includes an exclusion relating to a declared medical condition following the underwriting assessment, or the additional premium relating to your declared medical condition is £200 or more, we’ll provide details of the MoneyHelper Travel Insurance Directory.
The MoneyHelper Travel Insurance Directory is a free, independent service provided by the Government’s Money and Pensions Service (MaPS). It helps customers find specialist travel insurance providers that may be able to meet their needs.
How can I access the Money Helper Directory?
You can access the directory:
By phone: 0370 950 1790 (Monday to Friday, 9:00am to 5:30pm)
Online: Visit the Money Helper Travel Insurance Directory to view participating providers.
If you need any assistance accessing the directory or finding the right support, please let us know—we’re here to help.
Who is the travel insurance directory for?
Please watch this short video from Money Helper explaining how the directory can help you.