What Products Are Available?
Single Trip
Whether you are planning a peaceful break by the sea, a cultural escape, or a special trip with loved ones, it’s reassuring to know you can arrange travel insurance to help protect yourself on your travels. Single Trip travel insurance is ideal for one-off holidays, offering support for unexpected situations. With the right cover in place, you can simply relax and enjoy your time away knowing help is there if you need it.
Annual Multi Trip
If you enjoy more than one holiday each year, an Annual Multi Trip policy could be just what you need. Designed for those who travel regularly, it allows you to take multiple trips over 12 months without the need to arrange cover each time. Each trip is covered for up to 31 days or 45 days depending on the policy chosen and it’s a convenient and cost-effective way to help you travel with confidence – so you can focus on enjoying every moment, wherever you go next.
Cruise Travel Extension
There’s something truly special about life at sea – the gentle pace, the ever-changing views, and the joy of discovering new places without the hassle of packing and unpacking. It’s no wonder cruises are becoming a favourite choice for those looking for a more relaxed and enriching way to travel. With everything taken care of on board, and a variety of destinations to enjoy along the way, cruising offers a wonderfully simple and enjoyable way to see the world.
Which brands do we smart compare?†
We smart compare our own brands to get you the right cover!
Why Choose Lighthouse Insurance?
Choose Lighthouse Travel Insurance for peace of mind while travelling, whether it’s for a one-off holiday or multiple trips throughout the year. We smart compare our brands† to provide a variety of options to suit your travel needs, including Single Trip and Annual Multi Trip cover.
The policies available are designed to suit everyone, from those with cancer and complex or life limiting medical conditions, all the way through to people with no medical conditions at all.
- Planning a cruise or a golf holiday? With optional policy extensions available for both, you can add a little extra peace of mind. These extensions are designed to give you extra protection for the holidays you love – so you can relax and enjoy every moment, knowing we’re here if you need us.
- Whether you’re off to explore somewhere new, returning to a favourite spot, or simply enjoying one of our 100+ activities, Lighthouse Travel Insurance is here to help you travel with confidence. With the right cover in place, you can focus on what really matters – relaxing, having fun, and making special memories along the way.
- Our travel insurance is designed to suit a wide range of holiday plans – whether you’re travelling on your own, with a partner, as a family, or in a group. With cover for the UK, European, and Worldwide trips (excluding destinations advised against by the Foreign, Commonwealth & Development Office), it’s an easy way to help you travel with greater peace of mind. Please check the FCDO website for the latest travel advisories to ensure your destination is covered.
- Free access to Air Doctor Connect, is available, connecting you to over 20,000 doctors in 78 countries. plus, if you use Air Doctor for outpatient treatment, we’ll waive your excess and any prescriptions you pay for you can claim back when home!
- Available for UK residents aged 18 and over. Restrictions may apply based on age or pre-existing health conditions.
Certain exclusions apply, such as pre-existing medical conditions that have not been declared to us and accepted by us in writing and high-risk activities. Please refer to your policy documents for a full list of exclusions.
For full terms, conditions, and further assistance, please refer to your policy documents or get in touch with our customer support team.
At Lighthouse Travel Insurance, we understand that travelling with a pre-existing medical condition requires extra care and attention. That’s why we smart compare our own brands† to offer tailored policies that provide coverage for medical emergencies related to your condition, as long as it’s disclosed at the time of purchase.
We encourage you to fully disclose any medical conditions you have or take medication for, to ensure you have the right coverage in place. Failure to disclose a medical condition may impact your ability to claim. For full details on what is covered and any exclusions, please refer to your policy documents.
We are committed to providing you with the support you need, so you can travel with confidence. For more information or assistance, our customer support team is here to help.
100+ Activities Covered
24/7 Emergency Medical Assistance Helpline
Up to £10,000 Cancellation Cover Available
Up to £10 Million in Emergency Medical Cover
Frequently Asked Questions
If you are 55 or under: You can travel for up to 18 months on the Alpha Longstay policy – certain restrictions will apply based on health
If you are 65 or under: You can travel for up to 94 days in any one trip to Europe or worldwide destinations. For UK trips, it’s 31 days.
If you are 66–84: You can travel for up to 45 days in any one trip to Europe, but 31 days in any one trip for all other destinations.
If you are 85 or over: You can travel for up to 31 days in any one trip, no matter where you’re going.
If you are unsure about the travel limit in your policy, simply log into your customer area and check your policy details. For help locating your policy wording, contact our customer service team.
You can choose the date for your policy to start, up to 31 days before your first trip. You can either begin your policy right away or set it to start on your upcoming trip’s departure day. However, starting your policy on the day of departure means you won’t be covered for cancellation costs if something unexpected happens before the policy starts.
We recommend purchasing your policy as early as possible for full protection.
If you have already taken out a policy and your health changes, please notify us as soon as possible. Call our customer service team to update your details and ensure your cover remains valid and up to date.
Yes, it’s important to declare any pre-existing medical conditions when purchasing your policy. A pre-existing condition refers to any health issue you have had before the start date of the policy. For more details, please refer to our contact customer service for assistance.
Yes, if you are planning a cruise, you’ll need to purchase our optional cruise extension. This extension covers key aspects such as missed sailings and missed ports. For more details on coverage, please review the full terms and conditions or contact customer service.
Reminder: Please review your full policy documents, including exclusions, limits, and conditions, to ensure you fully understand your coverage.